International travel insurance

International travel health insurance is a specialized type of insurance that provides coverage for medical expenses incurred while traveling outside your home country. Key features typically include:

• Emergency Medical Coverage: Pays for medical treatments, hospital stays, surgeries, and other healthcare services required due to illness or injury while traveling.

• Medical Evacuation and Repatriation: Covers the costs of emergency medical transportation to the nearest suitable medical facility or back to the insured's home country if necessary.

• Trip Interruption for Medical Reasons: Reimburses non-refundable trip costs if the trip is cut short due to a medical emergency.

• Prescription Medication: Covers the cost of medications prescribed during the trip for the treatment of a covered illness or injury.

• 24/7 Assistance Services: Provides access to a helpline for medical advice, finding healthcare providers, and arranging medical transportation.

• Pre-Existing Condition Coverage: Some policies may offer limited coverage for pre-existing medical conditions, though this often requires additional premium or special provisions.

Coverage limits, exclusions, and specific terms vary by insurer and policy, so it's important to read the policy details carefully.